Your credit score can be used to help determine everything from the interest rate for your home to the amount you’ll pay for auto insurance. The scores may feel arbitrary at times, but...

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What You Should Know About Your Credit Score

When it comes to your credit report, it’s not just the amount of credit you have that matters. Potential lenders will look at your score and your income levels to determine what your debt ratio...

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Understanding the Debt-to-Income Ratio

Your credit score is not as mysterious as you may think. The score can range from 300 to 850, and it takes into account how many times lenders have looked at your report recently, if there are...

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Using a Personal Loan to Pay off Credit Cards and Improve Your Credit Score

Credit scores were once irrelevant numbers, but fast forward today, it's one of the most important stats affecting a person's life. It determines how much you can get that brand new car or house for,...

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4 Ways to Get a Credit Score

Every parent wants their teen to get the best possible educational, physical, emotional, and financial start in life. They send them to good schools, sign them up for sports, and teach them quality...

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How to Help Your Teen Build Good Credit Early

There are many times when a personal loan may be the best choice for your financial decision. Personal loans are used for a variety of purposes like debt consolidation, large purchases, and home...

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Understanding The Key Elements Of Personal Loans